General Terms and Conditions

Last Updated: April 1st, 2026

Welcome to The SmartCash Method, a brand operated by Smart Digital Market.

By accessing this website, purchasing our digital products or using any of our materials, you agree to these General Terms and Conditions, our Privacy Policy and any other applicable policies.

If you do not agree with these terms, please do not use this website or purchase our products.

1. Use of the Site

- Eligibility: You must be at least 18 years old to use our site. By accessing or using our site, you represent and warrant that you are of legal age to form a binding contract.

- Limited License: We grant you a limited, non-exclusive, revocable and non-transferable license to access and use our site solely for your personal, non-commercial purposes, in accordance with these Terms.

2. Digital Products

Smart Digital Market, through The SmartCash Method brand, sells digital educational products, including, but not limited to, ebooks, audiobooks, guides, checklists, worksheets, templates, trackers and other downloadable resources.

All products are delivered in digital format. No physical products will be shipped.

3. Educational Purpose Only

Our products are created for educational and informational purposes only.

They do not constitute financial, legal, tax, investment, psychological, therapeutic or professional advice.

You are responsible for your own financial decisions, household decisions and implementation of the information provided.

For personal financial, legal, tax, investment or mental health matters, please consult a qualified professional.

4. No Guaranteed Results

We provide practical tools, strategies and educational materials designed to help users improve financial clarity, reduce money stress and build better financial habits.

However, we do not guarantee any specific result, including savings amounts, debt reduction, income growth, relationship improvement or financial outcome.

Your results depend on your personal situation, income, expenses, behavior, consistency and external circumstances.

5. Payments and Prices

All prices are displayed on the relevant checkout, upsell, downsell or sales page.

By completing a purchase, you authorize the payment for the selected product or offer.

We may offer order bumps, upsells, downsells, bundles, bonuses, discounts or limited-time offers. These offers may not be available later at the same price.

6. Product Access

After purchase, you will receive access to your digital product through email, download link, customer portal, thank you page or another digital delivery method.

Please make sure your email address is correct at checkout.

If you do not receive your access email, check your spam, junk, promotions or updates folder before contacting support.

7. Refund Policy

We want you to feel confident when purchasing our digital products.

For this reason, purchases made through The SmartCash Method may be covered by a 30-Day Full Refund Guarantee, when this guarantee is clearly stated on the relevant sales page, checkout page, upsell page, downsell page or offer page at the time of purchase.

If the 30-Day Full Refund Guarantee applies to your purchase, you may request a full refund within 30 calendar days from the date of purchase.

To request a refund, please contact us at: info@thesmartcashmethod.com

Your refund request must include:

• your full name;

• the email address used for the purchase;

• your order number, if available;

• the product or bundle purchased;

• a brief reason for your refund request (not necessary/optional).

Once your request is received, we will review it and process eligible refunds to the original payment method used at checkout.

Refund processing times may vary depending on your payment provider, bank or card issuer.

Important Conditions

The 30-Day Full Refund Guarantee applies only when expressly displayed for the specific product or offer purchased.

The guarantee does not automatically apply to every product, promotion, bonus, bundle, upsell, downsell or future offer unless clearly stated on the relevant purchase page.

We reserve the right to deny refund requests that are fraudulent, abusive, submitted after the 30-day period or related to unauthorized sharing, resale or misuse of our products.

If your refund is approved, your license to use the purchased digital product will terminate immediately and you must stop using, accessing, copying, sharing or distributing the refunded product and any related bonus materials.

Digital Product Access and Refunds

Because our products are delivered digitally and may be accessed immediately after purchase, you acknowledge that digital content may be made available to you right away.

Where applicable law provides mandatory consumer rights, nothing in these Terms limits or excludes those rights.

Where permitted by law, by accessing or downloading the digital content immediately, you acknowledge that your statutory cancellation or withdrawal rights may be affected.

However, where the 30-Day Full Refund Guarantee is expressly offered, we will honor it according to the conditions described above.

8. License and Permitted Use

When you purchase a product, you receive a personal, non-exclusive, non-transferable license to use it for your own personal purposes.

You may download, read, print, and use the materials for yourself or your household.

You may not:

• resell the products;

• share them publicly;

• upload them to file-sharing platforms;

• copy or redistribute them;

• modify and resell them;

• use them to create competing products;

• use them commercially without written permission.

9. Intellectual Property

All content, including ebooks, guides, checklists, worksheets, templates, graphics, copy, logos, brand names, and downloadable materials, belongs to The SmartCash Method, Smart Digital Market or its licensors.

All rights are reserved.

Unauthorized copying, sharing, resale or distribution is strictly prohibited.

10. User Responsibilities

You agree to use the website and products lawfully and responsibly.

You are responsible for how you apply the information provided and for any decisions made based on the content.

The SmartCash Method and Smart Digital Market are not responsible for financial losses, relationship breakdowns, emotional distress or other consequences resulting from the use or misuse of their products.

11. Limitation of Liability

To the fullest extent permitted by law, The SmartCash Method and Smart Digital Market shall not be liable for indirect, incidental, special, consequential or punitive damages arising from the use of their website or products.

Our total liability, if any, shall not exceed the amount you paid for the product giving rise to the claim.

12. Third-Party Services

We may use third-party platforms for payments, email delivery, analytics, hosting or product access.

We are not responsible for third-party technical issues, delays, terms, policies or service interruptions.

13. Privacy

Your personal data is handled according to our Privacy Policy and Cookie Policy.

By using this website or purchasing our products, you acknowledge that your information may be processed for order fulfillment, product delivery, customer support, analytics and legal compliance.

14. Changes to These Terms

We may update these Terms at any time.

The updated version will be posted on this page with a revised “Last Updated” date.

Your continued use of the website or products after changes are posted means you accept the updated Terms.

15. Governing Law and Mandatory Consumer Rights

Because our digital products may be sold to customers located in different countries and continents, these Terms shall be interpreted, to the extent possible, in accordance with general principles applicable to online contracts and the sale of digital products.

Nothing in these Terms is intended to limit, exclude or reduce any mandatory consumer rights that may apply to you under the laws of your country or place of residence, where such rights cannot be waived by contract.

If any provision of these Terms conflicts with mandatory consumer protection laws applicable to you, those mandatory rules shall prevail to the extent required by law.

For consumers located in the European Union, a choice of law clause may not deprive the consumer of the mandatory protections granted by the law of their country of residence, where applicable.

Any dispute should first be addressed by contacting our support team, so that we may attempt to resolve the matter reasonably and in good faith before any formal action is taken.

16. Contact

For any questions regarding these Terms, product access, payments or support, please contact us at the following email address: info@thesmartcashmethod.com